THAT LOCAL "QUICK lUBE" or
other fast oil change establishments. Walmart will beat their prices
especially if you're using "synthetic oil." Many times
these companies charge you trivial fees to make money. For example,
they may charge you extra if they have to open a can instead of using bulk
TO SAVE MONEY ON YOUR GROCERY BILL? Your
local food store such as Kroger is not the place to go. Walmart is
the best buy in town. Check it out!!!
usually a better deal than banks. Fees are lower, interest rates are
lower and service is usually better. Watch banks closely! They
love fees! Also, credit unions may give you a better deal on
credit cards without the "Financial Terrorist" tactic of
arbitrarily raising interest rates for the least little reason like MBNA,
Fleet and many other credit card companies routinely engage in.
about cancer and looking
for information on medical trials? Try this link www.cancer.gov/trials.
tax break for 2004 and 2005 allows
consumers who itemize on their federal tax returns to deduct sales
tax. Start saving those receipts (you will need them if you get
audited) unless you want to use the IRS guidelines to write-off the tax.
2005 Toyota Prius has
been IRS certified for the clean burning fuel deduction for 2004.
this means you get a $2000.00 "above the line" tax deduction if
you buy a new Prius this year.
searches the web at lightning speed - Now
Google will search your hard drive at the same lightning speed and it's
free!! To download it go to www.desktop.google.com
works with Windows based PC's and accesses the C drive only).
about buying a plasma tv? - According
to Consumer Reports "Plasma" TV's have a usable full bright
screen life of approximately 3 years of viewing as opposed to 10 years of
viewing with an "LCD" screen. Let the buyer beware!!
to refinance or buy that house - Mortgage
rates are at the lowest point in 20 years. If you want to buy or
refinance a house? Now is the time to do it. A good mortgage
company can get you
into a home even if you have bad credit. For help with a
mortgage or locating a company click HERE.
about lawsuits or divorce? need financial privacy? This
company will help insure your financial privacy and provide "Bullet
Proof Asset Protection". Call 1-877-206-4736 or send for
information via e-mail by clicking on Perceptive
information for anyone who has been screwed by Ticketsupfront!!!!!! (Tara
Hollants, Ottawa, Ontario) I as well as many others are involved in
a case against the company by the Attorney Generals Office of Indiana! It
is important that you join us and file an online complaint!!! http://www.in.gov/attorneygeneral/consumer/index.htm,
click on file complaint at bottom of the page. He needs as many
people to come forward as possible to help the case!
should you be paying for Long Distance Service? Not
more than 4.9 cents per minute with no upfront fee. If you're paying
more than that, you are paying to much.
bills for beloved pets can be devastating -
Try this link www.petinsurance.com
you own a home with EIFS Synthetic Stucco
you may be able to participate in a class action lawsuit. For
complete information including the Notice of Proposed Class Action
Settlement and Claim Form, call 1-800-320-9415 or visit the website www.stuccosettlement.com.
action suit for Californians who smoked between June 1992 and April 2001
has been filed in the Superior Court of the State of California for the
County of San Diego, entitled Brown et al. v. The American Tobacco Company
Inc. et. al. Case No. 711400 (JCCP 4042). This suit affects smokers
of all ages who lived and smoked in California, including minors under
18. You may get more information at www.calsmoker.com
by calling 1-800-494-6975.
11th victim compensation fund will
make payments to individuals who suffered physical injury and/or are
beneficiaries of those killed. Call 1-888-714-3385/TDD
1-888-560-0844 or visit the web site at www.usdoj.gov/victimcompensation
. You may receive one on one help by visiting a "Claim
Assistance Site." Directions to the sites can be found on the
an accurate time check? Call
202-762-1401 for the atomic clock at the Naval Observatory.
progress on aids vaccine comes
from Merck Research Laboratories in West Point, Pa. A new vaccine,
still in testing, has been developed which keeps those already infected
with the virus from becoming ill. The new vaccine which is a DNA-advenovirus
combination was injected in monkeys and prevented them from getting
sick. It did not prevent them from becoming infected with the
virus. Injections in humans began in December 2001, but the results
are not yet available.
to get information about president bush's volunteer initiative? Click
on www.usafreedomcorps.gov or
the product is manufactured, shipped from your state, or the company has
offices in your state, you don't pay sales tax
for purchases on the internet.
poison control hotline can
be reached by dialing 1-800-222-1222.
By dialing this number, you can reach any of the 65 poison control centers
in the country. The American Center of Poison Control Centers (ACPCC)
is promoting the use of this number and says "75% of calls to poison
control centers can be handled over the phone."
to save money on hotels? Try
this link for discounts of up to 70% on hotel rates! www.hoteldiscount.com.
when an unauthorized person uses your credit card
to make a purchase on the internet, you are not responsible for the
bill. Who is? The internet company who accepted the card as
payment is responsible.Review
those credit card and check card statements.
YOUR CHANCES OF ANTHRAX INFECTION by
80% by using a face mask when handling mail or in a risky area according
to Mark Nickess, an Anthrax expert at the University of California
THAT TREAT ANTHRAX: Ciprofloxacin,
Penicillin, Doxycycline, Tetracycline, Clarithromycin, Vancomycin,
help for victims of the terrorist attacks: The
Association of Trial Lawyers of America has formed "Trial Lawyer
Care," an organization to provide free legal services to those
applying for aid from a federal fund established to compensate victims of
the terrorist attacks. Click on www.911LawHelp.org
you retired, on a tight budget, but have alot of equity in your
house. You might want to try a reverse mortgage where the lender
pays you either a lump sum or a monthly check to live in your house until
you either sell it or die. This is a way to supplement your income
without selling your house. Get all the information you need by
contacting your mortgage company or bank.
You can get a list of lenders participating in this program from
Fannie Mae by calling 800-732-6843,
AARP by calling 866-264-4466, or
by clicking on the following:
or in Texas
site will help you decide where the safe spots in the world are. Or,
if you are a business and concerned about the security of your workforce
you can contract with this company for travel security services. The
company, Air Security International located in Houston, scours the globe
for security risks and advising travelers on how to protect themselves
from security risks. The most relevant ones are included in
"Hot Spots" a free online newsletter. Click on: www.airsecurity.com
VIRUS SCANS: Remember,
don't open e-mail your not expecting or if you are uncertain as to its
content. For free virus scans log on www.securityfocus.com
The IRS has
setup a special telephone line for taxpayers who have been affected by the
terrorist attack on 11 September. If you are having trouble meeting
your obligations and need tax help call the irs
toll free at 1-866-562-5227 or www.irs.gov.
Cell Phone Zones:
on the following link if you would like to add a poor reception area to a
web site trying to get improved reception around the country.
of michael Jackson for
several child related issues. Not Guilty
of kobe briant for
raping a hotel employee in Colorado. Charges
Dropped/Civil Suit Pending
of scott peterson in
California for killing his wife. Guilty and Sentenced to Death
of Martha Stewart
for Securities Fraud, lying to investigators and other issues. Guilty
of wynonna ryder for
shoplifting and drug possession, in Los Angeles, California. Found
of David westerfield for
raping and killing a 7 year old girl in San Diego, California. Found
guilty the jury recommended the death sentence.
of barbara atkinson, 30, and keneth atkinson, 34 accused
of locking their 8 year old daughter in a closet for months. When
found she weighed 25 pounds, was near death and covered with her own
excrement (see The
Good, The Bad and the Ugly).
Barbara Atkinson has been
found guilty and sentenced to life in prison.
of bobby cherry accused of murder in the church bombing of
a Birmingham, Alabama church in 1963 will begin soon. He has been
ruled competent to stand trial. Four black girls died in the bombing
which was the deadliest crime of the civil rights era.
Verdict - Guilty
trial for michael skakel:
trial date will be set shortly. A court has found that Michael
Skakel, the nephew of Ethel Kennedy, wife of the late Robert Kennedy, will
be tried as an adult. He is accused of murdering Martha Moxley 26 years
ago when they were both 15. A court has held he will be tried as an
Trial begins April 2, 2002. Verdict - Guilty
trial for andrea yates: The
trial of the Clear Lake, Texas mom who is charged with drowning her
five children in the bathtub will begin January
7, 2002. Jury
selection is expected to last 5 weeks with testimony beginning in
is the verdict!! Life in prison. What a tragedy!
Arrive at the gate at least
1.5 hours before
departure, get your seat,
and avoid that center seat!!
get bumped first on over-sold flights..
that dreaded security wanding/frisking
by making sure you empty all pockets of metal objects, take off all
metal jewelry including watches, remove glasses with metal
rims. Put objects in the pocket of a coat, if you have one,
and put it on the conveyor. Empty pockets before you get to
the front of the line so you can hurry through. If you don't
set off the metal detector, you probably will not be wanded and
frisked unless you are selected for a random search.
to carry on
to avoid loss. Or carry
one bag with overnight essentials! Under the new law, you may carry
on 1 bag plus a purse, briefcase or computer bag etc.
may "gate check" luggage that will hot fit in the overhead.
means you can carry it onto the airplane first. If it will not
fit, the Flight Attendant will check it for you.
reservations 7 to 30 days
(or more) in advance
and get cheaper tickets!!!
are not required to help put bags in the overhead bins
due to possible "lifting injuries."
PRICES!! Airline ticket prices are extremely volatile, and good
deals can be found. www.travelocity.com,
can also be of
a "frequent flyer program,"
a "frequent guest
program," and a "frequent car rental program."
Lots of savings available.
under two are free and may be carried on your lap. However, if
a seat is available next to you, you may put the child in that
more legroom in most of their aircraft. Eventually, all
aircraft will be modified for more legroom. This is a major
plus, especially for "big" people, on long trips.
many hotel and resorts which require a ten day to two week prior
notice in order to cancel reservations without a significant
is a rip-off and will cost you plenty of money if you get sick, have
an emergency or other problem and can't show up.
CHECK THE CANCELLATION POLICY OF YOUR HOTEL, RESORT, CRUISE, ETC!!!
Avoid hotels etc. that have a cancellation policy which requires
cancellation more that 3 days prior to your reservation!! Most
hotels in the United States have a same day prior to 6PM
Abroad? A few tips!!!
be in possession of drugs!!! Better not to drive in a foreign
country!!! Watch those prescriptions and keep a copy of the written
prescriptions with you. Also watch those muscle enhancing
supplements and keep them in the original containers. Don't
carry firearms, Don't carry pornography. Don't get drunk and
act up in public.
DON'T WANT TO GET ARRESTED ABROAD!!!
DC Speed Traps!!!!!
to Washington D.C. for a vacation or business? Watch their
automatic radar reporting system. As the police cruiser passes
you he reads your speed. If speeding, he automatically takes a
picture of your license plate and traces it to you. You
receive a ticket in the mail.
Good deals on Cell
with Sprint PCS. If you work for a large company, you might be
able to take advantage of corporate discounts. Call Sprint at
888-445-4430 and ask if your business is on their list. They
still have good rates even without corporate discounts.
Food Prices!!! Wal-Mart Super Centers!!! Will probably be the biggest grocer in
America in the coming years.
Long Distance Rates!!
POWERNET GLOBAL 4.9 cents per minute plus great overseas rates
(United Kingdom 10 cents per minute). Customer Service